Debit Orders

(Ordinary Debit Orders)

StratCol’s Debit Order System gives the client the ability to determine customised transaction dates. This allows for ordinary debit orders to be debited from a client’s account early evening on the determined transaction day.  Participating banks include all major banks represented in South Africa as well as Lesotho, Swaziland and Namibia.

Mandates (Debit Order form): 

  • StratCol can furnish you with a PASA approved mandate, individually branded. 
  • Should voice mandates form part of a marketing drive (Call Centre marketing), StratCol can guide you in the use of a PASA approved script. 
  • EFT mandates can be captured on StratCol’s Web Interface or generated through our E-Mandate / Payment Instruction facility or Mobile Application. 

Transaction days:

Transaction days can be customised to suit your needs which means any day of the month. However, transactions can only be done on banking days.  

Payment and reporting: 

  • Collected funds will be made payable based on the needs of the client.
  • Split payments are possible. 
  • Payment is accompanied by a Payment Report indicating the status of transactions and reasons for unpaid amounts. 


  • Securities for collection services will be determined based on the risk profile of the client.


  • We support various integration options e.g. System-to-System integration, SFTP and Mobile integration. 
  • Our INTEGRATOR platform can be defined into subsystems and modules to be embedded into your business software platform. 
  • The functionality of the modules can be aligned to suit the process flow within an organisation. 


  • StratCol’s fees compete well with those of other service providers and are of the lowest in the market. 
  • Fees are determined on a client-by-client basis. Contact Us to obtain a Facility Application to assist us in establishing your specific needs, after which an official quotation will be forwarded to you.

Switch and save: 

  • Our competitive fee structure could result in a substantial cost reduction, regardless of your current service provider. 

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