Retailer Payments

Payments can be made at various retailers at over 45000 pay points nationally. StratCol is fully integrated with PAY@. 

Stratcol Retailer payments

Payment Instruction: 

  • Client receives a payment instruction SMS in real time. 
  • Pay@ instructions can be captured on StratCol’s Web Interface or generated through our E-Mandate / Payment Instruction facility. 

Transaction days: 

  • Transaction days take place on the business days of retailers.

Payment and reporting: 

  • Payment reflects in real time. 
  • Payment is accompanied by a Payment Report. 


  • Securities for collection services will be determined based on the risk profile of the client.


  • We support various integration options e.g. System-to-System integration, SFTP and Mobile integration. 
  • Our INTEGRATOR platform can be defined into subsystems and modules to be embedded into your business software platform. 
  • The functionality of the modules can be aligned to suit the process flow within an organisation. 


  • StratCol’s fees compete well with those of other service providers and are of the lowest in the market. 
  • Fees are determined on a client-by-client basis. Contact Us to obtain a Facility Application to assist us in establishing your specific needs, after which an official quotation will be forwarded to you.

Switch and save: 

  • Our competitive fee structure could result in a substantial cost reduction, regardless of your current service provider.

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